| Personal Accountz (PC/Mac) | 
 enlarge | From: Accountz.com Ltd
Category: Software
List Price: £39.99
Buy New: £19.54
You Save: £20.45 (51%)
Buy New/Used from £18.99
Avg. Customer Rating:   (31 reviews)
Sales Rank: 60
Platforms: Windows Xp, Mac Os X, Windows Vista, Mac Os X Intel, Linux
Media: CD-ROM
Shipping Weight (lbs): 0.4
Dimensions (in): 7.4 x 5.4 x 1.7
MPN: PAZ
EAN: 5060104130053
ASIN: B000JJDWW0
Release Date: October 27, 2006
Availability: Usually dispatched within 1-2 business days
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| Customer Reviews: Read 26 more reviews...
 The Worst Ever December 1, 2008
1 out of 1 found this review helpful
Having used MS Money in the past, I was disappointed having downloaded the trial of the latest version, that it was not possible to buy it unless you were in the US. I thought I'd give Accountz a go as to be honest there don't appear to be many products on the market. It is however one of the worst software purchases I've ever had the misfortune to use. Completely illogical in how it works (particularly if you are used to MS Money) the user instructions are poor, it looks cheap and nasty and I will be reverting to a home made database instead
Simple and quick... November 20, 2008
2 out of 2 found this review helpful
There's not much to Personal Accountz other than a simple and quick way of entering your personal financial transactions under as many Expenditure & Income categories and sub-categories as you want. Once the categories are set up (which, as with any personal accounting package, needs prior thought and planning) and the transactions for a defined period are entered, you get a straightforward summary of the totals for the period for each category & sub-category plus a separate analysis of the details of the transactions behind them that can be sorted in multiple ways. You also get the option to produce and print-out reports of all transactions by category type or keyword, and you get a basic but effective system to ensure that the underlying transactions reconcile to the relevant bank or credit card statements.
And... that's it. No bells & whistles and limited output options. So why three stars? Well, realistically, if you want true flexibility and power in analysing and managing your personal finances the best way to get it is to set-up a spreadsheet to take the category totals by period from this type of personal accounting package and then to manually transfer the actual figures from the accounting package into the spreadsheet. This way you can use the huge and powerful array of comparison, graphing and trend analysis tools in the spreadsheet to prepare annual budgets and to compare what's actually happening with what you think is happening. Sounds time consuming but, unless your finances are unduly complicated (in which case you probably need a full blown accounting package anyway) it's not, and it's by far the easiest and quickest way to get the additional flexibility that several other personal accounting packages claim to deliver.
The really time consuming part of the exercise isn't in transferring the category totals into the spreadsheet (and, don't be fooled by claims of "automatic CSV transfers" - at this level, manual transfer is usually simpler and more flexible); the real effort is in entering the large numbers of individual (often small value) transactions from your bank and credit card statements that make up these totals. And, to do this quickly and accurately, you need a package that allows you to enter and categorise these transactions with the minimum amount of typing, that produces the necessary category totals for transfer into the spreadsheet, that confirms that everything reconciles to your source statements, and that allows you to to search & query transactions by payee or other keywords for control & checking purposes. Which is exactly what Personal Accountz does. Use it for what is, and what its price fully justifies, and you'll be very happy.
Disappointing product October 17, 2008
0 out of 1 found this review helpful
A very disappointing product. Having bought it, I have now "binned" it. I would not recommend it to anyone. Like others I was used to MsMoney and was still using a version which came on floppy disk, so needed something that worked in Vista. With Personal Accontz, putting all entries into one screen no matter which account they refer to makes no sense at all - you cannot see what the impact is without looking at a separate screen which summarises each account. After trying it for a day, I removed it.
Personal Accountz September 11, 2008
0 out of 2 found this review helpful
I bought this because I've just migrated from PC to Mac, and MS Money is unavailable in Mac format. It really is an awful product though. I can't believe that they could have made the interface any more clunky. It's just not intuitive to use in the way that MS Money is. I'm abandoning it, and will try Quicken for Mac. What a waste of money!
 Functional but lacking the functionality of other packages July 19, 2008
1 out of 1 found this review helpful
Having read the other review's and how apparently usefull they were to other users. I thought that i could buy and use this product effectively.
I bank with nationwide whose download service does not provide OFX files which the manual claims is "industry standard" in the UK. Also the conversion software included contains the caveat that qif files are temperamental. The package cannot convert CSV files although this is one of the Personnal Account's primary outputs.
This is not for a lay person the other reports seem to have been written by professionals or keen amateurs.
I had hoped to replace my MS Money 2000 with a home grown equal and I'm sorry to say that you will still have to do a lot of the work yourself. It lacks the instant visual management - such as instant forcast graphs for you to plan your future finances.
This would probably suit someone who works in accounts, whose bank account supports OFX files and has the time and disposition to invest in learning the software and then producing reports which then able them to do forcasts away from the system. It has more basic flexibility than Money but a "UK version" it is not. I will continue with Money 2000 as the pros out weigh the cons between these two.
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